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TERMS AND CONDITIONS

Terms & Conditions — Personal-Development-Zone.com

Last updated: April 12, 2026

1. Acceptance of Terms

By accessing or using Personal-Development-Zone.com (the “Website”) and enrolling in the “Life, Uncomplicated” coaching membership, you agree to these Terms & Conditions, along with our Disclaimer and Privacy Policy. If you do not agree, please stop using the Website.

We may update these Terms from time to time. Continued use of the Website or Membership means you accept any changes.


2. Eligibility & Global Use

This Website and its coaching services are intended for individuals 18 years of age or older. By using this Website or enrolling in a membership, you confirm that you meet this requirement.


3. Privacy & Disclaimer

Your use of the Website also signifies acceptance of our Privacy Policy and Disclaimer, which are incorporated into these Terms.


4. Membership, Billing & Cancellations

4.1 Subscription Cycle: The “Life, Uncomplicated” membership is a recurring monthly subscription. By enrolling, you authorize us to charge your provided payment method $37 USD (or the rate applicable to your chosen plan) every 30 days until cancellation.

4.2 Cancellation Policy: You may cancel your membership at any time via the Customer Portal or by emailing us at least 3 business days before your next billing date. Upon cancellation, you will retain access to the membership materials and coaching calls until the end of your current paid billing period.

4.3 No Refund Policy: Due to the digital nature of the content, immediate access to materials, and live coaching services, all sales are final. We do not offer refunds, prorated or otherwise, for partial months or past payments.


5. Dispute Resolution & Governing Law

Any disputes arising out of your use of this Website or membership will first be resolved through binding arbitration in the jurisdiction where the Company is registered. You waive the right to participate in class actions or jury trials.


6. Intellectual Property

All Website and Membership content—including text, images, logos, videos, live call replays, and downloads—is owned by Personal-Development-Zone and protected by intellectual property laws. You may not share your login credentials or distribute membership-only content to non-members.


7. User-Generated Content & Group Calls

By participating in group coaching calls, you acknowledge that sessions may be recorded for the benefit of the community. You agree to treat all information shared by other members with strict confidentiality.


8. Third-Party Links & Affiliates

Our Website may contain links to external sites or include affiliate programs (for example, Amazon Associates). We are not responsible for their content or policies. You access third-party sites at your own risk.


9. Termination of Use

We reserve the right to suspend or terminate your membership access immediately if you violate these Terms, share your login, or engage in disruptive behavior within the coaching community.


10. No Warranties

The Website and all content, products, and services are provided “as is” and “as available”, without warranties of any kind. Coaching results are not guaranteed and depend on your personal implementation of the tools provided.


11. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any damages arising from your use of the Website, reliance on coaching tools, or participation in membership activities.


12. Indemnification

You agree to indemnify the Company against any claims resulting from your use of the Website, violation of these Terms, or conduct during coaching sessions.


13. Entire Agreement

These Terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement regarding your use of the Website and Membership.


14. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.


15. Contact

For questions about these Terms, contact us at:
tamara@personal-development-zone.com

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© 2026 Tamara Pflug, Personal Development Zone. All rights reserved. As an Amazon Associate, I earn from qualifying purchases.

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